Out & About November 2017

WOULD YOU LIKE TO JOIN THE SELF-BUILD REVOLUTION?

A survey commissioned by the Building Societies Association (BSA), published in 2011, suggested that 53% of people in the UK would consider building their own home. ,W¶V QRW GLI¿FXOW WR VHH ZK\ VHOI EXLOGHUV FDQ RIWHQ VDYH XS WR RI WKH FRVW RI EX\LQJ DQ H[LVWLQJ KRPH DFFRUGLQJ WR WKH 1DWLRQDO &XVWRP 6HOI %XLOG $VVRFLDWLRQ ,Q WKHRU\ WKLV PHDQV WKH DYHUDJH VHOI EXLOG EHGURRP KRPH ZRXOG FRVW… WR EXLOG LQVWHDG RI… WR EX\ 6HOI EXLOGHUV FDQ EH WKRVH ZKR DOUHDG\ RZQ D SORW RI ODQG DWWDFKHG WR WKHLU FXUUHQW KRPH RU WKRVH ZKR SXUFKDVH D SORW RI ODQG WR EXLOG RQ )XUWKHUPRUH VHOI EXLOGLQJ GRHV QRW DOZD\V PHDQ \RX KDYH WR PRYH LQWR WKH SURSHUW\ RQFH LW LV FRPSOHWHG LW LV TXLWH FRPPRQ IRU VHOI EXLOGHUV WR EXLOG D KRPH IRU LQYHVWPHQW SXUSRVHV DQG UHQW LW RXW 1. Finding a plot of land - ,I \RX DOUHDG\ RZQ WKH SORW DV SDUW RI \RXU FXUUHQW SURSHUW\ \RX ZLOO QHHG WR DSSRLQW D VROLFLWRU WR VHSDUDWH LW IURP WKH UHPDLQLQJ SURSHUW\ ,I \RX LQWHQG WR GR WKLV DQG \RX KDYH DQ H[LVWLQJ PRUWJDJH RQ \RXU FXUUHQW KRPH \RX ZLOO QHHG WR JDLQ WKH DJUHHPHQW IURP \RXU FXUUHQW OHQGHU WR UHPRYH DQ HOHPHQW RI WKH ODQG IURP WKHLU VHFXULW\ 2. Design & planning - ,I EXLOGLQJ RQ D SORW \RX RZQ RU \RX ZLVK WR PDNH DQ\ FKDQJHV WR SUH H[LVWLQJ SHUPLVVLRQV \RX ZLOO QHHG WR DSSO\ WR \RXU ORFDO DXWKRULW\ IRU SODQQLQJ SHUPLVVLRQ ,W LV LPSRUWDQW DW WKLV SRLQW WR KDYH WKH GHVLJQ RI WKH SURSHUW\ \RX ZLVK WR EXLOG $SSRLQWLQJ D TXDOL¿HG DUFKLWHFW ZLOO KHOS HQVXUH WKH GHVLJQ RI WKH SURSHUW\ ZLOO VDWLVI\ SODQQLQJ UHTXLUHPHQWV If you are one of the 53% who has considered building a home, here are four main points to consider:

3. Finding the right builder -

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YOUR MORTGAGE IS SECURED ON YOUR HOME. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

NEWBURY building society

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