Out and About Spring 2021

‡ƒ•‘• –‘ ”‡‘”–‰ƒ‰‡

‡‘”–‰ƒ‰‹‰ ‹• –Š‡ ’”‘…‡•• ‘ˆ ‰‡––‹‰ ƒ ‡™ ‘”–‰ƒ‰‡ ‘ ›‘—” ‡š‹•–‹‰ Š‘‡ ‡‹–Š‡” ™‹–Š ›‘—” …—””‡– ‘” ‡™ Ž‡†‡”Ę

ˆ ›‘—Ġ† Ž‹‡ –‘ –ƒŽ –‘ ƒ “—ƒŽ‹Ů‡† ‘”–‰ƒ‰‡ ƒ†˜‹•‡” ƒ„‘—– your options, contact us today. Telephone and mortgage appointments are available.

More often than not, the main reason to remortgage is to lower your monthly repayments and save yourself some money, but it’s not the only one. 1. ‘ •™‹–…Š –‘ ƒ ٚ‡† ”ƒ–‡ ’”‘†—…–ė if you currently have a variable rate product and feel that interest rates will ”‹•‡ ‹ –Š‡ ‡š– ˆ‡™ ›‡ƒ”•ĕ –Š‡ ”‡‘”–‰ƒ‰‹‰ –‘ ƒ ٚ‡† rate product is something to consider. 2. ‘”‡ ’ƒ›‡– ů‡š‹„‹Ž‹–›ė your current mortgage may not allow you to make overpayments or underpayments. ˆ ›‘— ˆ‡‡Ž –Š‹• ‹† ‘ˆ ů‡š‹„‹Ž‹–› ™‘—Ž† „‡ —•‡ˆ—Ž –Š‡ ”‡‘”–‰ƒ‰‹‰ –‘ ƒ ‘”‡ ů‡š‹„Ž‡ ’”‘†—…– ƒ› „‡ advantageous. 3. ‡––‡” ‘”–‰ƒ‰‡ –‡”•ė ™Š‡ ›‘— ٔ•– –‘‘ ‘—– ›‘—” current mortgage you may recently become self-employed or had a poor credit score leading to you „‡‹‰ ‘ۇ”‡† ƒ ‘”‡ ‡š’‡•‹˜‡ ’”‘†—…–Ę ˆ ›‘—” ِƒ…‹ƒŽ circumstances have improved, remortgaging could get you a mortgage with lower monthly payments. 4. …‡••‹‰ ‡“—‹–›ė if your property has increased in value, or your mortgage has decreased, you can release some of the equity by remortgaging. You may want to remortgage to release equity to carry out home improvements which could increase the value of your property, especially if it is an extension or loft conversion.

—‰‡”ˆ‘”† „”ƒ…ŠĖ 127 High Street, Hungerford, RG17 0DL. Call: 01488 684705 Email: Hungerford@newbury.co.uk

‡™„—”› „”ƒ…ŠĖ 105b Northbrook Street, Newbury, RG14 1AA. Call: 01635 522588 Email: newbury@newbury.co.uk

Šƒ–…Šƒ „”ƒ…ŠĖ 4 High Street, Thatcham, RG19 3JD. Call: 01635 864996 Email: thatcham@newbury.co.uk

Jane Bosher, Senior Branch Manager of Newbury Building Society’s Hungerford, Newbury and T Šƒ tcham branch.

YOUR MORTGAGE IS SECURED ON YOUR HOME. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Newbury Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number 206077). English Law applies and we will communicate with you in English. We are participants of the Financial Ombudsman Service. We have a complaints procedure which we will provide on request. Most complaints that we cannot resolve can be referred to the Financial Ombudsman Service. 8261

Building Society ‡™„—”›

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